Budget
Iimpazamo ezi-7 zoHlahlo-lwabiwo-mali okuHamba ekufuneka uziphephe kuHambo lwakho lokuQala lwaMazwe ngaMazwe
Phepha iimpazamo eziqhelekileyo zohlahlo-lwabiwo-mali kuhambo lokuqala ngeengcebiso ezisebenzayo zemali, amakhadi, iintlawulo, imida yemihla ngemihla, imali engxamisekileyo, kunye nokucwangcisa uhambo olusengqiqweni.
Uhambo lokuqala lwamazwe ngamazwe luhlala luxabisa ngaphezu kokulindelekileyo kuba iingcinga ezincinci ziyanda. Iindiza neehotele ziyabonakala ngaphambi kokuhamba, ngelixa iintlawulo zebhanki, ukuthuthwa kwesikhululo seenqwelomoya, idatha yefowuni, imithetho yempahla, iingcebiso, ukuhlamba iimpahla, kunye neentsuku zokuphumla ezidiniweyo kulula ukuphoswa. Uhlahlo-lwabiwo-mali olukhuselekileyo lwahlula iindleko ezisisigxina kwiinkcitho zemihla ngemihla, lubandakanye isithintelo esisengqiqweni, kwaye lushiye indawo yeemeko zasekhaya.
Sukucwangcisa uhlahlo-lwabiwo-mali ngeyona mini ingabizi kakhulu
Eyona mini ingabizi kakhulu ayiyomihla ngemihla. Ibhedi yehostele, ukutya kwasesitalatweni, nokuhamba ngeenyawo kusenokwenzeka, kodwa iintsuku zokufika, iintsuku zemvula, iintsuku zokuhamba, kunye neentsuku zokuchacha zihlala zibiza kakhulu. Sebenzisa uqikelelo lwemihla ngemihla oluphantsi, oluqhelekileyo noluphezulu, emva koko cwangcisa ngenani eliqhelekileyo.
Indawo nayo itshintsha izibalo. Igumbi elingabizi kakhulu elikude nezothutho linokongeza iindleko zothutho zemihla ngemihla kunye nexesha elilahlekileyo. Thelekisa ugcino lwendawo yokuhlala ngokuchasene nendlela yokwenyani, hayi nje ireyithi yobusuku.
- Yenza uqikelelo lwemihla ngemihla oluphantsi, oluqhelekileyo noluphezulu
- Cwangcisa iintsuku zokuthuthwa kwesikhululo seenqwelomoya ngokwahlukileyo
- Thelekisa ugcino lwendawo yokuhlala neendleko zothutho
- Shiya isithintelo semozulu nokudinwa
Iintlawulo zekhadi kunye nokungqubana kwemali ziindleko zokwenyani
Ireyithi yotshintshiselwano eboniswa kwi-intanethi ayisoloko iyile ahlawulwa ngumhambi. Iintlawulo ze-ATM, iintlawulo zentengiselwano yangaphandle, uguqulo lwemali oluguquguqukayo, kunye neekhawuntala zotshintshiselwano kwisikhululo seenqwelomoya konke kunokunyusa iindleko zokwenyani. Ukuhlawula ngemali yasekhaya kudla ngokungabizi kakhulu kunokwamkela uguqulo lwemali yasekhaya lweterminal.
Phatha iindlela ezingaphezu kwesinye zokuhlawula. Ikhadi elinye linokuthintelwa, uthungelwano lwe-ATM olunye lunokungasebenzi, kwaye amanye amashishini asekhaya asakhetha imali. Gcina ikhadi lokugcina likude nesipaji esikhulu.
- Yala uguqulo lwemali oluguquguqukayo xa kunokwenzeka
- Jonga iintlawulo zentengiselwano yangaphandle
- Phatha amakhadi amabini kuthungelwano olwahlukileyo
- Gcina imali yokufika ilingene kodwa iluncedo
Xabisa izinto ezikruqulayo
Ukuhlamba iimpahla, iilokhari, amanzi asebhotileni, i-sunscreen, izinto zokucoca, amakhadi ezothutho, izinto zekhemesti, kunye neengcebiso kunqabile ukuba zibonakale zibiza zodwa, kodwa xa zidityanisiwe zinokulingana notyelelo okanye ubusuku obongezelelweyo ehotele. Yongeza umgca wemihla ngemihla wezinto ezahlukeneyo endaweni yokuzenza ngathi ezi ndleko aziyi kubakho.
Imali engxamisekileyo kufuneka ihlale ngaphandle kohlahlo-lwabiwo-mali lwemihla ngemihla. Unyango, ukulahlekelwa lunxibelelwano, izixhobo ezibiweyo, kunye namaxwebhu okutshintsha anokubiza kakhulu ngokukhawuleza. Injongo ayikokoyika; kukugcina ingxaki enye yokuhamba eqhelekileyo ingabi yingxaki yemali.
Yakha uhlahlo-lwabiwo-mali olukhuselekileyo
Qala ngeendleko ezisisigxina: iindiza, indawo yokuhlala, iivisa, i-inshurensi, izothutho ezibhukiweyo, kunye nemisebenzi emikhulu. Emva koko qikelela iindleko eziguquguqukayo zemihla ngemihla: ukutya, izothutho zasekhaya, ikofu, iindawo ezinomtsalane, idatha yefowuni, iingcebiso, kunye neentengo ezincinci.
Yongeza isithintelo se-15-20 ekhulwini kuhambo olufutshane kunye nogcino olwahlukileyo olungxamisekileyo kuhambo olude. I-Nomadi Kit Travel Budget Calculator inceda ukuguqula iingcinga zibe luqikelelo lwemihla ngemihla nolupheleleyo.
- Hlula iindleko ezisisigxina nezemihla ngemihla
- Yongeza iintsuku zokufika nokuhamba
- Sebenzisa isithintelo se-15-20 ekhulwini
- Gcina imali engxamisekileyo yahlukile
FAQ
Kufuneka ndibeke imali engaphezulu kangakanani kuhlahlo-lwabiwo-mali?
Isithintelo esisebenzayo si-15-20 ekhulwini sendleko elindelekileyo yohambo, kunye nogcino olwahlukileyo olungxamisekileyo lwemicimbi yezonyango, izothutho eziphosiweyo, okanye amaxwebhu okutshintsha.
Ngaba imali okanye ikhadi lingcono phesheya?
Sebenzisa zombini. Amakhadi alungele ukuthenga okukhulu, ngelixa imali inceda kwiimarike, izothutho, iingcebiso, nakwiindawo apho iiterminal zamakhadi zingathembekanga.
Yeyiphi indlela elula yokunciphisa iindleko zokuhamba?
Cutha iindleko ezinkulu eziphindaphindayo kuqala: indawo yokuhlala, uhlobo lokutya, imikhwa yezothutho, kunye nemisebenzi ehlawulelwayo.