Isiguquli Semali

Ukukhipha imali yendawo ku-ATM endaweni oya kuyo ngokuvamile kunikeza amazinga okushintsha angcono kunokushintsha imali ngaphambi kohambo ebhange noma e-kiosk yasesikhumulweni sezindiza. Yeka ukunikezwa kwe-ATM kokuguqulwa kwemali okuguquguqukayo futhi ukhethe ukukhokhiswa ngemali yendawo. Yazisa ibhange lakho ngezinsuku zakho zokuhamba ukuze ugweme ukuvinjwa kwekhadi.

IJalimane, iJapane, nezingxenye eziningi zaseNingizimu Yurophu naseLatin America zihlala ziyimiphakathi esebenzisa imali. EJalimane, izindawo zokudlela ezincane nezitolo zivame ukungamukeli amakhadi. EJapane, nakuba ukwamukelwa kwamakhadi kukhula, imali isadingeka ezitolo ezincane, ekungeneni kwamathempeli, nasezindaweni zasemakhaya.

Ukuguqulwa kwemali okuguquguqukayo kwenzeka lapho umthengisi noma i-ATM enikeza ukukukhokhisa ngemali yasekhaya esikhundleni semali yendawo. Le sevisi yengeza i-markup engu-3 kuya ku-8% efihliwe esilinganisweni sokushintsha. Hlala ukhetha ukukhokha ngemali yendawo ukuze ibhange lakho liphathe ukuguqulwa ngenani elifanele.

Inani lokushintsha lemakethe ephakathi liyindawo ephakathi phakathi kwamanani okuthenga nokuthengisa ezinhlakeni ezimbili emakethe yomhlaba — empeleni inani lokushintsha langempela ngaphandle kwanoma yimuphi umaka. Amabhange nezinsiza zokushintsha imali zengeza umkhawulo wazo ngaphezulu. Isibali sethu sikhombisa amanani okubhekisela asondele kumanani emakethe ephakathi ngezinjongo zokuhlela.